Eden House The Park 10/30/60 payment plan: how it works

Eden House The Park''s most attractive off-plan argument is its 10/30/60 payment plan: 10% on booking, 30% during construction, 60% on handover. What does this mean in monthly cash terms, what RERA protection covers the funds, and how does it work as an investment leverage? Here is the full breakdown.

The official Eden House The Park plan

All sources converge on the same split (H&H sales materials via Sotheby''s, OPR, Metropolitan, Excel Properties, Bayut, dxboffplan, Propsearch, Kelt & Co):

10%: down payment on signing the SPA (Sale and Purchase Agreement).

30%: three milestone installments during construction. Typical triggers are shell completion, MEP completion and finishing, validated by RERA certificates.

60%: balance on handover (Q1 2027 target).

DLD fees: 4% of purchase price, due on transfer and registration at the Dubai Land Department. To budget on top of price.

No post-handover plan officially published at this stage: the balance is due on handover, financed from own funds or via UAE mortgage (LTV capped at 50% on off-plan for UAE residents, 50 to 65% for non-residents).

Simulation on a 1BR at AED 3.24M (launch price)

Month 0 - Booking and SPA signing: AED 324,000 (10%) + partial DLD fees depending on Oqood pre-registration schedule.

Months 0 to 24 - Construction (3 milestone installments): 3 x AED 324,000 ≈ AED 972,000 cumulative (30%).

Months ~24-28 (handover Q1 2027): AED 1,944,000 (60%) + DLD 4% = AED 129,600 + trustee fees AED 4,000 + 5% VAT + title deed ~AED 580.

Total cash outflow: AED 3,240,000 (price) + ~AED 134,500 in fees. That is ~AED 3.375M, approximately EUR 845k at May 2026 rate.

On secondary release units (current entry ~AED 3.45M, up to AED 4.7M on live 1BR PropertyFinder May 2026), the mechanics are identical with an adjusted base price.

RERA escrow: what protects your money

Every off-plan payment in Dubai is paid into a RERA-approved escrow account (Real Estate Regulatory Agency), held in the project''s name and not the developer''s. Funds are released to the developer only on construction certification verified by an independent RERA consultant.

For Eden House The Park, the DLD permit is 0513963492 (source: dxboffplan). The main contractor Dubai Contracting Company was confirmed in March 2025 by Global Partners, with enabling works completed by March 2025. Official construction started in November 2024.

This traceability is the central argument of Dubai off-plan safety: a buyer commits funds that remain legally separate from the developer''s balance sheet until each milestone is delivered.

Why 10/30/60 acts as investment leverage

With a 10% entry ticket (AED 324,000 on a 1BR), the buyer takes a AED 3.24M exposure, a nominal 10x leverage over the first 24 months. If the prime appreciation announced by Knight Frank (+12% YoY Q4 2025, +3% forecast 2026) holds, the return on cash deployed is non-linear during the off-plan phase.

Indicative calculation: a 1BR bought at AED 3.24M, appreciating +8 to +10% per year over 24 months (consistent with the 2023-2025 Al Wasl trajectory), would reach AED 3.78 to 3.92M by handover - a theoretical unrealized gain of AED 540 to 680k on a AED 324k down payment. This dynamic is the structural argument of 10/30/60 plans versus a reverse 60/40 plan.

Reselling before handover: allowed but framed

Reselling a Dubai off-plan asset is permitted but framed. Three conditions:

1. Reaching the minimum payment threshold set by the developer (typically 30% to 40% of price paid).

2. Issuance of a NOC (No Objection Certificate) by the developer, paid (AED 1,000 to 5,000 depending on developer).

3. Contract transfer at DLD, paid (4% DLD recalculated on the new price - in practice borne by the new buyer).

This mechanism enables off-plan secondary market liquidity, already active on Eden House The Park (~91 PropertyFinder listings, ~50 Propsearch transactions, May 2026).

Three pitfalls to avoid

Pitfall 1 - Buyer default. A milestone payment more than 30 days late can trigger a penalty and SPA termination. Keep a cash buffer.

Pitfall 2 - Off-plan mortgage capped at 50% LTV (Central Bank of UAE), which changes the math if the buyer plans to refinance mid-construction.

Pitfall 3 - Confusion between 10/30/60, 60/40 and 40/60. Some sources mistakenly label Eden House The Park as 40/60 or 60/40. The official plan is 10/30/60 (10% booking + 30% construction + 60% handover).

Contact us to discover Eden House The Park

For a tailored simulation on your target typology (1BR to 4BR penthouse), with the exact milestone calendar and financing capacity, reach out to our team via the contact form.